Sunday, 13 March 2011

Key terms of Insurance

Insured : The person whose life is insured
Policyholder: The person responsible for paying premiums.

Note...insured and policyholder need not be same everytime.

Example...A father(policyholder) can take policy for his wife or children(insured)

Insurer: The company providing insurance benefits or selling policies.
Premium: The amount charged to policyholder for given policy.

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