Wednesday 16 March 2011

NHI-National Health Insurance in Japan



Eligibility:
This insurance scheme is specially designed for the people who do not have Company/Business/Employer based Health Insurance plan.Eligible candidates can complete the enrollment procedure within two weeks.

How It works:
Person who has accepted NHI has to pay initial cost of medical facility...The major cost would be paid by NHI after the verification.

Three type of NHI are explained below:
  • Basic Premium
For regular NHI members,Calculation: Total tax paid by NHI members * 0.80...this is Income Levy and then multiplying number of insureds by 31,200 .Also called as per capita levy.Adding these two levies annual Premium is calculated.
  • Premium supporting for elderly
For older people having age more than 75,Calculation: Total tax paid by NHI members * 0.23...this is Income Levy and then multiplying number of insureds by 8700 .Also called as per capita levy.Adding these two levies annual Premium is calculated.
  • Nursing Care
For people having long term care facility,Calculation: Total tax paid by NHI members by category 2 * 0.11...this is Income Levy and then multiplying number of insureds by 12,000 .Also called as per capita levy.Adding these two levies annual Premium is calculated.


For More information http://homepage3.nifty.com/drleoking/THE_KING_CLINIC/Japanese_National_Health_Insurance_(NHI).html

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